How to Use PayPal with Apple Pay: Complete Guide
Currently, digital payment technology is increasingly developing and making it easier for us to carry out financial transactions. One example of very popular digital payment technology is Apple Pay and PayPal. These two platforms allow us to carry out financial transactions more quickly, safely and easily. In this article, we’ll talk about how to use PayPal with Apple Pay, as well as the advantages and disadvantages of both platforms.
What is Apple Pay?
Apple Pay is a digital payment service developed by Apple Inc. This service allows users to carry out financial transactions using their Apple devices, such as iPhone, iPad, or Apple Watch. Apple Pay uses contactless payment technology which allows us to carry out financial transactions by simply swiping our device against the payment machine.
What is PayPal?
PayPal is a digital payment service that allows us to carry out financial transactions online. PayPal allows us to make payments using credit or debit cards, as well as transfer money to bank accounts or other PayPal accounts. PayPal is very popular in e-commerce circles and is widely used by online merchants.
How to Use PayPal with Apple Pay
To use PayPal with Apple Pay, we need to do the following steps:
- Make sure your device is compatible : Apple Pay can only be used on Apple devices that have the NFC (Near Field Communication) feature. Make sure your device has NFC and can use Apple Pay.
- Download the Wallet app : To use Apple Pay, we need to have the Wallet app on our device. The Wallet app can be downloaded for free from the App Store.
- Add a credit or debit card : To use Apple Pay, we need to add a credit or debit card to the Wallet app. We can add a credit or debit card using the Wallet application.
- Add PayPal : Once we add a credit or debit card, we can add PayPal as a payment method. To add PayPal, we need to open the Wallet app and select the “Add Card” or “Add Payment Method” option. Then, we can select the “PayPal” option and follow the instructions.
- Authentication : Once we add PayPal, we need to authenticate to verify our identity. We can authenticate using the verification code sent to our email or by using the PayPal application directly.
- Start making transactions : Once we add PayPal and authenticate, we can start making financial transactions using Apple Pay. We can use Apple Pay to make payments at online or offline stores that accept Apple Pay.
Advantages of Using PayPal with Apple Pay
Here are some of the advantages of using PayPal with Apple Pay:
- Convenience : Using PayPal with Apple Pay is very easy. We only need to add PayPal as a payment method and carry out authentication to verify our identity.
- Security : PayPal and Apple Pay have a very high security system. We can feel safe when carrying out financial transactions using these two platforms.
- Flexibility : PayPal and Apple Pay can be used to make payments at various online and offline stores that accept Apple Pay.
- Promotion : PayPal and Apple Pay often offer promotions and discounts to users. We can benefit from this promotion by using these two platforms.
Disadvantages of Using PayPal with Apple Pay
Here are some of the drawbacks of using PayPal with Apple Pay:
- Transaction fees : PayPal and Apple Pay have transaction fees that we have to pay when making financial transactions. These transaction costs can become more expensive if we carry out financial transactions using US dollars.
- Limitations : PayPal and Apple Pay have limitations in terms of payment methods that can be used. We can only use PayPal and Apple Pay if we have a credit or debit card supported by these two platforms.
- Dependence : Using PayPal with Apple Pay makes us dependent on both platforms. If we do not have access to these two platforms, we cannot carry out financial transactions.
Conclusion
Using PayPal with Apple Pay is easy and safe. We can carry out financial transactions more quickly and easily by using these two platforms. However, we also need to consider the disadvantages of using these two platforms, such as transaction fees and payment method limitations. Overall, using PayPal with Apple Pay can be a good choice for those of us who want to make financial transactions more quickly and easily.
Tips and Tricks
Here are some tips and tricks for using PayPal with Apple Pay:
- Make sure you have sufficient PayPal balance : Before making a financial transaction, make sure you have sufficient PayPal balance to make the transaction.
- Use verification code : Use a verification code to verify your identity when making financial transactions.
- Check transaction fees : Check transaction fees before making a financial transaction to ensure you are not hit by unexpected fees.
- Use the PayPal app : Use the PayPal app to monitor your balance and make financial transactions more easily.
- Create a PIN : Create a PIN to protect your PayPal account and prevent unauthorized access.
By following the tips and tricks above, you can use PayPal with Apple Pay more safely and effectively.